You want to feel confident in the security and achievement of your financial goals.

To ensure this, protection planning is essential. You never know when the worst could happen, if it does and you don’t have a plan in place, there is likely to be a devastating effect on your financial future.

An accident, any long term ill-health or critical illness, the death of a key business partner or family member, would undoubtedly impact upon your financial planning and security.

Protecting you, your family members and business colleagues in case of unexpected events should be the solid foundation of any financial planning.

Why do you need protection?

Broadly speaking, as with Investments and Pensions, the Protection plans we provide fall into two categories, either individual or corporate.

For both individual and corporate clients, protection underpins the whole financial planning process. It ensures continuity of everyday life, with less disruption and financial stress.

Individual – individual protection can include; life cover, critical illness cover, income protection, family income benefit, relevant life plans, whole of life plans or mortgage protection.

Corporate – corporate protection is often more cost effective and accessible than personal or individual cover. Types of corporate protection include; group life cover (where there may be no requirement for underwriting) partnership protection, key man cover, share purchase protection, group income and critical illness protection. Offering group protection policies to your employees can distinguish you from your competitors and help to secure staff loyalty.

Protection ultimately acts as your safety net – as with any area of planning it can be tailored to suit your requirements and your budget.

The cost of protection for you or your business will depend on a number of factors including the type and level of cover required, age, health, occupation and pastimes of those being protected.

At Grape, we explore a fair and tailored analysis of the market to help you choose the right cover for your individual needs.

Do you want to better understand your protection options? Get in touch for an initial conversation, we’d love to help.

Risk warning

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

How To Find Us

Number One
The Cloisters
10-12 George Road
Edgbaston, Birmingham
B15 1NP


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Grape IFA Ltd is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Limited is entered on the FCA register ( under reference 149826.
Grape IFA Ltd is registered in England and Wales under reference 8141882.
Registered office address: Fulford House, Newbold Terrace, Leamington Spa, Warwickshire, CV32 4EA. Tel: 0121 366 9272. The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.